In my final semester, there was this exam that almost broke me (critics will say the exam broke me even). This exam was undoubtedly the toughest exam of my undergraduate degree. This was not because the exam was the hardest exam (the exam was difficult but I don't think it was the hardest) I had ever taken or because I prepared the least for this exam (I started preparing like 24 hours before like I did for most of my exams in that year and semester so that wasn't the case). Here's what happened. It was a cold morning at around 8 a.m., we had this exam, BFN 425 - Quantitative Analysis for Financial Decision. For most of the semester, I was totally clueless as to what was going on in the class. We didn't write any structured test so I never really had a reason to study the course before the exam. The 1st and 2nd tests were classwork and assignment respectively. That morning, I was walking into the exam with less than 24 hours of study time and a few h